Gifting For The Holidays, Penny’s Way
Every year as the holiday season approaches, I have a dilemma about whether or not I should post about gifting for Christmas, because overall in the world I feel there is so much of an emphasis on consumerism. Christmas brings out the worst in consumerism, with so much pressure to give so much, keeping up […]
When Should I Refinance My Student Loans?
When I was 17, I was accepted to the honors program in a college that I wanted to go to, full scholarship. I got engaged and turned down the scholarship and moved abroad to get married, and haven’t been to college (other than my one year that I did simultaneously with high school). I don’t […]
