How to Keep Your Pets Warm During the Cold Seasons

I live in a place where it doesn’t get too cold in the winter. And my dog has a nice layer of thick fur on her. However, some people live in colder places where you definitely need to keep your pets warmer, or if your pet doesn’t have the built in ability to keep them […]

When Budgeting Anxiety Causes You to Dissociate

I’m writing this post right now in an altered state of mind. No, I’m not high or drunk, but right now, my head feels like its wrapped in cotton wool, and my vision is blurring and I hear a ringing in my ears, and my body is shaking. And my head feels like a helium […]

How to Make Your Home Look Beautiful on a Budget

Being short on cash doesn’t mean your home can’t look beautiful. Here’s some tips from a reader on how to beautify your home while sticking to a strict budget. Making your home beautiful doesn’t have to cost a lot of money. It’s just a matter of creativity and a little elbow grease. If you want […]

Spending Money to Save Money

My best friend, Michelle, introduced me to this quote by Terry Pratchet, in the book “Men At Arms”, which is probably one of the best explanations on economic unfairness, why the rich stay rich and the poor stay poor.  “The reason that the rich were so rich, Vimes reasoned, was because they managed to spend […]

How to Help Your Children Get Scholarships in a University

Just the other day, I was talking to my children about college loans, and how so many people start out their adulthood mired in tremendous debt from their college loans, so that even if they have a decently paying job, they might still be struggling financially. If there’s any way to reduce the expenses of […]