Credit cards are useful everywhere in life. You can’t really survive in the adult world these days without plastic, with online shopping and many stores being cash free.
Well, interesting that I used the word plastic, since credit cards are associated with plastic, but there are virtual cards these days which… being virtual, dont actually have plastic.
Why have a virtual card? What is the benefit of it? Here are some reasons why you might want one.
You’re already holding the real-deal plastic in your wallet, so why bother getting a virtual card?
The answer is straightforward: safety, convenience, and information. If you’re a regular online shopper, want more say in which companies have your card details, or generally appreciate a more considered approach to your spending, making a Koho virtual card a part of your financial strategy may pay dividends.
Better Security for Online Shopping
Online shopping is everything that you can ever hope for. Whatever it is you want to buy, be it clothes, electronics, household appliances name it, you can get them all. But there is this one thing available online as well. Fraud. And of course, you do need a card that is going to have your back. A card that is going to make sure you and your money are safe. And that card is the virtual card.
- No more worries about stolen card details.
- Easily lock or replace the virtual card if needed.
- Shop on unfamiliar websites with peace of mind.
Need we say more? With this card, you are assured of easy shopping with peace of mind no matter the website. However, as we all know, a little caution on where you shop is always necessary.
Easy to Use & Instant Setup
A virtual card is instantly available to you. No waiting for a physical card to be manufactured and shipped to you over weeks by mail. Your virtual card is available to use as soon as you activate it.
You can also add it to a mobile wallet and use it for online purchases right then and there. If your physical card is ever lost or stolen, there can be a significant delay in the replacement card’s arrival. Unless you have another source of funds, you may be out of luck. But that’s not the card with a virtual card.
- Get a working card in minutes.
- Use it online or link it to your mobile wallet.
- No more waiting for replacements if your physical card gets lost.
Life is complicated enough. Why add one more thing to worry about? By adding a virtual card to your account, you’ve solved the problem with the most convenient option available as a backup if you ever need it.
Subscription & Budget Control Made Simple
Have you ever signed up for a “risk-free” free trial only to remember at the eleventh hour that you’ve got to cancel before you start getting charged up the wazoo?
Plug in a virtual card with a given subscription and provider, and (if you are ever erroneously charged) you can lock the card (or delete it altogether) with just a few taps. Conveniently, you won’t actually be using any of your real, physical bank account cash to pay for these services; it’s all part of the magic of a virtual card! It’s a quick phone call and you’re on your way.
Adios squinting at your bank statement and trying to figure out what that $5.32 charge is for! It’s your world with a virtual card!
Separate Your Spending for Better Money Management
If you know all about that money flow and how to keep it coming, a virtual card is the way to go with payments. Forget plopping down a single card all in the name of multiple things. You can:
- Use one virtual card for online shopping.
- Use another for work-related expenses.
- Assign a separate card for travel bookings.
From secure online purchases, subscriptions, travel, and whatever else you can do with some smart money move-making (a.k.a. budget control) — having a virtual card is a necessary part of life on the internet and the new digital finance world. Don’t have one? Get one today and live a life of ease and convenience.
